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Open banking routing and electronic invoicing — live across 30 countries. Routing · invoicing · 30 countries See coverage
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AML Transaction Monitoring

Identify and act on suspicious activity across A2A traffic.

Open banking routing and invoice payment links need the same vigilance as cards: velocity, structuring, and mule patterns. Combine rules with scoring, then case management — ready for MLRO review on StixBNK traffic.

Request a demo Rule formats
1 API Single contract for initiation & webhooks
Multi Provider routing by payer market
T+5 Merchant settlement in fiat or USDC

How it works

From API call to bank confirmation.

  1. 01

    Create collection

    POST amount, reference, and return URLs from your backend or invoice flow.

  2. 02

    Payer selects bank

    Hosted checkout lists institutions for the payer's country — no PAN on your domain.

  3. 03

    SCA at the ASPSP

    The payer authorises in their banking app; status propagates in real time.

  4. 04

    Webhook & settlement

    Normalised events land in your stack; liquidity settles on your configured schedule.

Detection

Rules + machine-assisted scoring.

Start from packs tuned for EU instant-payment corridors: rapid low-value chains, beneficiary clustering, and duality with enrichment data. Promote or demote rules in a sandbox your MLRO controls — no emergency deploy cycle for every threshold tweak.

Rule pack tour

Cases

Investigator workspace.

Attach notes, escalations, and file bundles per alert. Export SAR-oriented packages with who touched the case, when decisions happened, and which data left the platform — aligned to your privacy policy commitments.

Data handling

Use cases

Monitoring scope

01

PSPs

Pay by bank volume

Watch instant A2A alongside other rails in one queue.

02

Banks

TPP-initiated traffic

Correlate PISP messages with internal KYC context.

03

Fintech

High-velocity wallets

Catch mule typologies early in onboarding.

Benefits

Compliance that scales

01

Holistic view

Ingest Pay by bank and enrichment feeds.

02

Tuning workflow

Promote or demote rules without deploys.

03

SLA tracking

Measure alert handling times.

04

Low false positives

Start from sector-specific defaults.

05

Immutable logs

Who changed what, when.

06

EU AMLD5+ aware

Map to local supervisor expectations.

Upgrade monitoring before your next audit.

Speak to compliance