Retail
mCommerce checkout
Keep shoppers on mobile through bank SCA without dead ends.
Mobile SCA
Create a stronger level of security on the device users already trust.
Most payment abandonment on open banking happens between “choose your bank” and “authorised”. We optimise app-to-app handoffs, universal links, Android intents, and web fallbacks so SCA completes in the bank’s native UI — then return the user to your domain with a signed result.
Experience
Optimised paths per OS and bank.
Detection chooses ASWebAuthenticationSession patterns on iOS, intent resolution on Android, and hosted web when apps are missing — always with a branded interim screen so users know they are still inside your journey.
See UX patterns
Metrics
Measure completion, not just clicks.
Instrument each hop: bank selected, redirect fired, return received, authorisation succeeded. Product and risk teams see where to tune copy, institution ordering, or timeout policies — especially important for PSD2 dynamic linking expectations.
Events APIUse cases
Mobile-first journeys
Wallets
Funding & transfers
App-to-app for top-ups mirrors what users expect from banking apps.
Lending
Repayment flows
Higher completion when borrowers stay on the phone they use for banking.
Benefits
Higher mobile conversion
Fewer dead ends
Graceful fallback when apps are missing.
Brand-safe
Your domain and styling on interim screens.
Test devices
Lab profiles for QA on common handsets.
Low latency handoff
Minimise steps to the bank UI.
PSD2 SCA
Align with dynamic linking expectations.
Works with Pay by bank
Default path for our checkout SDK.