Data Enrichment

Transform raw data into insights merchants and risk teams use.

Enrich Pay by bank and invoice settlement events with clearer counterparty and category labels. Finance matches cash faster; support and AML see readable narratives — on the same StixBNK routing & invoicing stack.

Signals

Categories, merchants, and counterparty hints.

Layer proprietary matchers and MCC-style taxonomies on top of open banking payloads so each line shows who was paid, what industry they are in, and whether the pattern looks recurring. Exports match your GL structure instead of forcing analysts to decode “WIRE *8471”.

See examples
Enriched counterparty cards
Webhook payload to downstream systems

Integration

Webhook or batch delivery.

Push enrichment.ready events to your bus or land nightly files in your warehouse. Pair with Pay by bank so initiation and post-settlement context arrive in the same operational model.

Read the docs

Use cases

Enrichment in production

Ops

Finance & support

Readable narratives on statements reduce ticket volume and speed reconciliation.

Risk

AML & fraud

Better labels improve rules, graph queries, and investigator triage.

Product

CRM & lifecycle

Feed clean merchant attributes into sales and success tools.

Benefits

Cleaner data, faster decisions

Less manual coding

Reduce spreadsheet fixes in finance ops.

Consistent taxonomy

Shared labels across markets you operate in.

Extensible

Bring your own models on top of our base enrichment.

Real-time option

Enrich at payment confirmation for instant UX.

Privacy

Process only fields allowed by consent and contract.

Supports Pay by bank

Works best paired with our initiation products.

Enrich your next release.

Talk to us