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Powering open banking. Redefining financial freedom

Harness the power of open banking. Embrace the future of finance.

Best conditions for every business

Scalable Plans to Meet Your Business Needs

Maximise your profits with affordable pricing and no setup fees.

For all company types and sizes

Experience fast and secure payments with our Open Banking payment plan.

  • Free for the first three months for SMBs
  • Near-zero fraud risks
  • Instant money in your account
  • 90% acceptance rate

To get a personalised pricing offer please contact our sales team

Contact sales
Checkout screen showing card-free Pay by bank option for secure open banking payments, with frictionless checkout and instant refunds.

E-commerce & Payment services

Reinvent how your customers pay, verify, and shop

From frictionless checkout to real-time buyer verification and instant refunds, open banking is reshaping e-commerce.

  • Fast, secure, and card-free checkout
  • Streamlined customer onboarding & verification
  • Real-time payment reconciliation & merchant risk check
  • Global expansion with compliance built in
Learn more
Digital banking app with connected HSBC and Monzo accounts and total balance, for aggregation and payment initiation.

Banking

Move beyond traditional banking

Unlock new revenue streams, reduce costs, and deliver a better customer experience through the power of open banking.

  • Streamline customer onboarding & KYC
  • Enhance Personal Finance Management
  • Enable Multi-Banking services
  • Allow frictionless Payment Initiation (PIS)
Learn more
Loan request form with open banking integration for instant verification and faster approval.

Lending

Real-time bank data for right lending decisions

Unlock real-time customer bank data for faster onboarding, smarter credit decisions, and effortless repayments.

  • Streamline the application and onboarding processes
  • Strike out credit risk from your list
  • Predict the future by improving your credit scoring
  • Boost your credit decision from days to minutes
Learn more
Car service booking checkout with Pay by bank open banking payment option.

Automotive

Faster payments, smarter financing, seamless customer experiences

Open banking helps dealerships, OEMs, and service providers enable secure, cost-efficient vehicle purchases, credit checks, and in-car payments.

  • Buy and sell cars with ease
  • Instant payouts and refunds
  • Smarter automotive financing
  • Automated account ownership verification
Learn more
Corporate treasury dashboard with balances, cash flow forecast, and multi-bank visualization.

Treasury management

A 360-degree view of financials for corporates of any size

Transform your treasury strategy with unified access to account data from over 5,000 financial institutions worldwide—across multiple banks and regions.

  • Seamless and better informed decisions
  • Full control over your business finances in one place
  • Seamless payments - any time, from anywhere
  • Multi-Entity Treasury Management
Learn more

Product capabilities

Open Banking Payments

Fast, secure, and regulated bank transfers.

Learn More >

Data Enrichment

Financial insights and forecasts for merchants.

Instant Payment Links

Flexible payment across various media types.

No-code Payment Page

Custom payment pages via AI builder.

Bank Payouts

Convenient and fast bank-based payouts for merchants.

Card Payouts

Effortless card-based payouts for merchants.

Sign in via Bank

Secure, one-click sign in with bank credentials.

Seamless Integration for Better Payments: Launch in Hours, Not Weeks

StixBNK offers frictionless integration with its API and front-end components, ensuring smooth merging into your platform. Experience quick and efficient set-up and start offering better payment solutions to your customers in a matter of hours, not weeks.

Above 90% acceptance rate

  • Secure and reliable gateway
  • All types of tech platforms supported
  • Easy API key management
Developers >
 1curl -sS -X POST "https://stixbnk.com/api/v1/payments/merchant/requests" \
 2  -H "Content-Type: application/json" \
 3  -H "X-API-Key: your_key" \
 4  -d '{
 5  "amount": 45.00,
 6  "currency": "EUR",
 7  "market": "FR",
 8  "reference": "postman-merchant-014",
 9  "product_name": "Example product",
10  "description": "Test Postman",
11  "customer_email": "payer@example.com",
12  "customer_lastname": "Doe",
13  "customer_first_name": "John",
14  "language": "en",
15  "store_name": "Example Store",
16  "success_url": "https://stixbnk.com/success",
17  "failure_url": "https://stixbnk.com/failed"
18}'