Route A2A payments across providers — and bill online with hosted checkout.
E-commerce & Payment services
Offer account-to-account checkout with market-aware open banking routing, or send invoicing & payment links when you bill outside the cart.
Banking
Add payment initiation and data products on a routing layer that hides aggregator complexity — including invoicing links for your merchant programmes.
Lending
Route repayments with open banking, then send invoicing & payment links when borrowers need to catch up.
Automotive
Route deposits and full vehicle payments account-to-account — and send payment links when buyers settle after the showroom visit.
Treasury management
Match open banking routing collections with stable references, and send invoicing & payment links when counterparties settle outside the ERP cycle.
StixBNK connects open banking routing and invoicing & payment links through one API and hosted checkout. Launch A2A collections, invoices, and status webhooks without rebuilding bank connectivity per market.
1curl -sS -X POST "https://stixbnk.com/api/v1/payments/merchant/requests" \
2 -H "Content-Type: application/json" \
3 -H "X-API-Key: your_key" \
4 -d '{
5 "amount": 45.00,
6 "currency": "EUR",
7 "market": "FR",
8 "reference": "postman-merchant-014",
9 "product_name": "Example product",
10 "description": "Test Postman",
11 "customer_email": "payer@example.com",
12 "customer_lastname": "Doe",
13 "customer_first_name": "John",
14 "language": "en",
15 "store_name": "Example Store",
16 "success_url": "https://stixbnk.com/success",
17 "failure_url": "https://stixbnk.com/failed"
18}'1// C# — POST JSON to merchant payment requests
2var client = new HttpClient();
3client.DefaultRequestHeaders.Add("X-API-Key", "your_key");
4// … POST https://stixbnk.com/api/v1/payments/merchant/requests1<?php
2// PHP — same endpoint with cURL
3$ch = curl_init('https://stixbnk.com/api/v1/payments/merchant/requests');
4// … CURLOPT_POST, CURLOPT_HTTPHEADER, CURLOPT_POSTFIELDS