Skip to content
Open banking routing and electronic invoicing — live across 30 countries. Routing · invoicing · 30 countries See coverage
Get started
← Back to home

Invoicing & payment links

Bill online. Get paid by bank
with one platform link.

Issue structured invoices from the merchant portal, attach a hosted pay-by-bank checkout URL, and settle through the same open banking routing as API collections. StixBNK handles provider selection per payer market — your customer sees one branded pay page, not three different aggregators.

Talk to sales Get API keys
PDF + link Invoice email with pay URL in one action
Same rails Shared routing as API checkout
T+5 Settlement · fiat or USDC

How it works

From API call to bank confirmation.

  1. 01

    Draft & issue

    Add buyer details, line items, VAT category, and issue — Factur-X aligned fields where required.

  2. 02

    Customer opens link

    The emailed PDF includes a pay URL. Payer lands on hosted checkout with your reference pre-filled.

  3. 03

    Bank SCA

    Customer selects their institution and authorises in-app. No card CNP flow on your side.

  4. 04

    Invoice marked paid

    Webhook updates invoice status; payer receipt closes the loop for finance and support.

Invoices

Structured billing — not a PDF and a prayer.

Draft buyer and line-item data aligned with electronic invoicing practices, issue the document, and attach a unique payment reference. Customers receive a clear bill with a pay link that opens hosted checkout.

See a walkthrough

Settlement

Same open banking rails as your gateway.

Invoice payment links reuse the central provider routing used by API collections: bank SCA, status webhooks, and reconciliation events in one layer. No separate payment stack for billing vs checkout.

See coverage

Use cases

Where invoicing & payment links win

01

Services

Professional & SaaS

Bill retainers, licences, and project milestones with a bank-settled pay link.

02

B2B

Trade invoices

Send structured invoices and collect A2A without chasing card authorisations.

03

Marketplaces

Seller programmes

Let merchants invoice buyers while you keep routing and settlement controls.

04

Agencies

One-off collections

Share a link for deposits or balances after the quote is accepted.

Benefits

Billing that settles like checkout

01

One routing layer

Invoices and gateway API use the same OB providers.

02

Hosted checkout

Payers land on a branded pay page before the bank.

03

Webhooks & receipts

Status events and payer receipts after settlement.

04

Lower CNP risk

Bank SCA instead of card-not-present flows.

05

Merchant dashboard

Create, issue, PDF, and email from one place.

06

Sandbox ready

Test invoice → pay link → bank simulator end to end.

Start invoicing with payment links on StixBNK.

Contact sales