Services
Professional & SaaS
Bill retainers, licences, and project milestones with a bank-settled pay link.
Invoicing & payment links
Bill online. Get paid by bank — with one platform link.
Merchants create invoices for digital and professional services, then share a hosted checkout link. StixBNK settles collections through open banking routing — the best available aggregator for each market — without exposing provider complexity to your customers.
Invoices
Structured invoices ready to send.
Draft buyer and line-item data aligned with electronic invoicing practices, issue the document, and attach a unique payment reference. Customers receive a clear bill — PDF and email — with a pay link that opens hosted checkout.
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Settlement
Same open banking rails as your gateway.
Invoice payment links reuse the central provider routing used by API collections: bank SCA, status webhooks, and reconciliation events in one layer. No separate payment stack for billing vs checkout.
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Where invoicing & payment links win
B2B
Trade invoices
Send structured invoices and collect A2A without chasing card authorisations.
Marketplaces
Seller programmes
Let merchants invoice buyers while you keep routing and settlement controls.
Agencies
One-off collections
Share a link for deposits or balances after the quote is accepted.
Benefits
Billing that settles like checkout
One routing layer
Invoices and gateway API use the same OB providers.
Hosted checkout
Payers land on a branded pay page before the bank.
Webhooks & receipts
Status events and payer receipts after settlement.
Lower CNP risk
Bank SCA instead of card-not-present flows.
Merchant dashboard
Create, issue, PDF, and email from one place.
Sandbox ready
Test invoice → pay link → bank simulator end to end.